"Guaranteed-to-Issue" health insurance

 
DesignMED COMPLETE Explanation of Benefits
* Total Daily
 Room Benefit       Days 1 and 2               Days 3 – 6                Days 7 – 180

                               $900 each                 $1,400 each                $400 each

Intensive Care                   
$1,200 per day for 20 days per period of Confinement

Private Duty Nursing
$100 per day for 30 days per period of Confinement

Emergency Accident
Up to $200 per accident, 4 per person per year. All eligible dependent children count as one person.  

Accidental Death, Dismemberment, and Paralysis
$50,000 on primary insured. ( $25,000 on spouse, if covered. $5,000 per child, if covered )  

Outpatient Sickness           
Actual cost up to $100 at Physician’s office or Out-of-Hospital facility for sickness.  Up to $150 for Emergency Room. 4 per person per year. Children count as 1 person.

Surgical Schedule, Anesthesia & Additional Benefits
up to $5,000. Includes Mammogram, PAP, and PSA ( Prostate Screening )

Employee       Employee/Spouse     Employee / Children     Full Family          
$138.34                $266.18                     $222.49                $350.33
           
*All premiums include an $8 monthly administration fee          

* The “Total Daily Room Benefit” is actually a combination of 3 separate policy features. The first is the basic Daily Room Benefit of $250.00 per day. This benefit is available for 180 days per calendar year. The second is an additional $150.00 per day provided by Hospital Indemnity Rider Form AAW-DR224, also for 180 days. The balance of the total benefits expressed above comes from the First Hospital Admission Rider, Form AAW-DR236. This benefit pays for the first continuous Hospital Confinement or several Hospital Confinements for the same or related cause, which are separated by less than 90 days from the date of discharge.  This is not a cumulative benefit and will not exceed $5,000 for each Insured for each calendar year.

This is a brief outline of policy benefits and features.  Intensive Care benefits are paid in addition to these amounts.  Please see the actual policy for complete details.

 

 

Apply Now!

Complete and mail to:

David Lowe Insurance Agency

PO Box 12723

Florence SC 29504